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Credit cards are able to facilitate our activities, but if not used wisely, will also make us get into big trouble. Basically, if you do not do the following 4 things, you will be free from the temptation to spend too much and the cost burden.


1. Just pay the minimum payment. It seems this feature is easier to pay the debt according to ability, but its side effects (which is less fun, and it became the purpose of credit card issuing bank) is to prolong your debt. Even greater interest, thus increasing the amount of your overall debt.

2. Takes too many credit cards. The number of card options that can be used to make you easily into debt, because it will be more difficult to track your spending (especially if you do not have records of your expenses). Having many credit cards are not always bad, the problem is if the abuse. So, limit your ability to carry only two credit cards that can be managed with caution.

3. Late payment. You will not only be fined for late payment, but also affected by interest rates continue to rise. If you're too busy making it difficult to leave the office or forget to pay, be a member of online banking or pay over the phone.

4. Often take cash advance, or cash. Cash advance is usually followed by interest rate higher than the purchase of flowers or expenditures (about 4%).

Auckland - Who does not like ice cream? Children and adults love this type of food. Food is considered the cause of obesity or obesity is being developed to serve as a prescription to cure cancer.
Some research scientists from the University of Auckland in New Zealand, in cooperation with the largest dairy company Fonterra, is currently doing research and creating desserts drugs that can combat the side effects of chemotherapy in cancer patients.

Ice cream named Recharge, it uses the active ingredients from dairy products to reduce diarrhea, anemia and lack of appetite in people undergoing chemotherapy.

In addition to finding the healing benefits of milk for cancer patients, researchers also get the facts if the milk contained in the ice cream is believed to be recovering cancer patient's health condition quickly. Ice cream research is divided into two clinical trials that served to reduce weight and improve the body's immune system after chemotherapy.

From several studies conducted, practically, this research is the first study to mengidentifiklasi of milk fat and milk protein can protect against side effects of cancer drugs, and beneficial to the patient's health recovery.

"The two milk bioactive components developed for rechargeable and has a unique potential to help the body cope with side effects from chemotherapy," says Jeremy Hill, Fonterra Chief Technology Office, as quoted by the Telegraph,

Cancer research institutions in New Zealand has conducted a study of 10 cancer patients who are willing to volunteer for this research. Participants are given 100 grams of strawberry-flavored ice cream every day. Strawberry taste so choice because it is a sense that many people loved.

LactoPharma, partners between Fonterra and the University showed the impact of milk components for health. They jointly invest U.S. $ 2 million or about Rp20 billion to develop the ice cream.

Ice cream is now being tested over and done research in oncology centers in Whangarei, Auckland, Waikato, Palmerston North, Wellington, Christchurch, Dunedin and Invercargill.

DEGREE as the world's richest supermodel, according to Forbes with a earnings of U.S. $ 25 million per year back is occupied by a beautiful Brazilian model, Gisele Bundchen. Women born July 20, 1980 and has a real name Gisele Caroline Bundchen was also recorded in the Guinness Book Of World Records as the world's richest supermodel and never get 'world's sexiest woman' in the year 2008.

She was assessed by many as a model of consistent and stable enough to live in his career, although the modeling world competition is quite tight. Still according to Forbes magazine, Gisele has contracts at most of the models in the world. Almost to say, countless modeling career of the most shining.

As if she did not want to miss the opportunity in front of the eyes, Gisele once dated Leonardo DiCaprio also had a chance against acting with Anne Hathaway in The Devil Wear Prada in 2006 as Serena. Acting at the time received praise from many film critics even just playing in some scenes.

Age 13 years

Discovered by one of the agency model, Gisele who was then 13 years old, without thinking, jumped at the opportunity. ''Maybe, if my family were well off, I'm not going to do things (modeling career) it. But, because they do not like that, so I should be their backbone,''she said.

Gisele further revealed, after seeing the condition of his family, her finally thought to be able to take care of themselves without the help of another family. Unexpectedly, it seems every other year, Gisele's career began to be taken into account in the modeling world.

Famous brands such as Dolce & Gabbana, Versace, Christian Dior, Louis Vuitton, Valentino, Ralph Lauren could make a brand ambassadornya Gisele. Business instinct apparently also very high, Gisele is now doing special business person's shoe.

One of the 'superiority' Gisele owned located in her breasts. Based on survey results, many women who want to emulate the Brazilian women's breasts through plastic surgery. For that matter, quite respectable position due Bundchen is in second position under the buxom Pamela Anderson.

Hurting body

Wealth and became famous around the world, apparently had time to make Gisele's going through a bad period in a modeling career. Got frustrated and never wanted to end what has been built.

She had tried every way to do it all, including healthy lifestyle changes, like eating lots of cheese burgers all day and suck one and a half pack of cigarettes every day.
''I tried to hurt my body which is a sacred place, a good friend and worst enemy,''said Gisele told Female First.

Married to Tom Brady

After breaking up with Leonardo DiCaprio in 2005 and had a date with a surfer, Kelly Slater for eight months, but Gisele's heart seemed anchored in an American rugby player, Tom Brady.Brady, quarterback New England Patriots, Gisele in applying for a private jet to take off from Teterboro Airport in New Jersey and landed in Boston on Christmas Eve just before 6pm.

A source told Us Weekly magazine that is very intimate ceremony attended only by a handful of people who mostly are close relatives. Now, Gisele and Brady was expecting her first child. Although seven months pregnant, Gisele did not want her pregnancy inhibits its activity. Gisele still sexy and began taking helicopter flying lessons. It was almost the last few months, Gisele is always there at the airport, and started learning to fly a helicopter a few weeks ago.

Total of 18 animal tamers prepared to tame the monkey on tourist sites "Monkey Forest, Ubud, Gianyar District, so the monkeys in the area did not bother shooting the film Eat, Pray, Love, starring Julia Roberts.

"Schedule of shooting the movie have not certain yet, but the preparation has been done, such as security personnel and prepare handlers for shooting monkeys can run safely," said Bendesa Traditional Padang Tegal, Ubud, Made Dana as quoted by Antara news in Denpasar, Saturday .

He and producer guarantees, when shooting took place, there is no closure tourist areas "Monkey Forest". "However, if his condition does not allow open to the public, should be temporarily closed and willing for taking pictures during the implementation," he said.


To avoid the disappointment of tourists who come, he said, the manager of "Monkey Forest" will make some kind of announcement to be understood by all parties.

Local indigenous parties were already preparing to conduct a small ceremony at Pura Dalem Agung Padang Tegal implementa-tion that all the film shots can go smoothly.

Julia Roberts was in Bali for a month for movie shooting EPL since October 15 last.

Some locations are used for taking pictures is, Ubud, Padang-padang Beach, Pecatu, and Sabie in South Kuta, Badung regency.

Famous interviewer in the world, Oprah Winfrey, finally managed to get the U.S. pop diva Whitney Houston from the hideout, and presents in The Oprah Winfrey Show latest season. What kind of conversations both, Hallmark Channel will air it on November 3-4 at 19:00 pm.

In these conversations, Oprah will ask: "When Whitney began taking drugs?" or "Did Whitney never afraid of losing votes and popularity?" then this is you know the answers.

Oprah with his trademark style to explore all the public wants to know about the pop diva, ranging from problem drug use, rehabilitation of drug use, marriage, divorce and his new album. Not only that, the Whitney will also bring some of the songs from the new album.

Oprah then will present also a number of famous guest stars such as Mariah Carey, Talyor Swift, Dr. Phil and famous TV show host Regis Philbin and Kelly Ripa.

Serving The Oprah Winfrey Show 24th season will be preceded by a party in the middle of Michigan Avenue Chicago Road dense, but it was closed for the event. The party was attended by 21 thousand people were toned appearance Jennifer Hudson, Rascal Flatts, James Taylor, Criss Angel, and Black Eyed Peas.

We introduce the Black Eyed Peas, Oprah surprised by the action of the audience who gradually began to dance with compact movements, until finally all the spectators come to shake the body, legs and arms, accompanied by the song "Feelin Oprah" by Black Eyed Peas, who adapt the song " I Gotta Feeling "for the interviewer special master.

On Sunday (8 / 11) Oprah will look back one of his close friend, the pop star Michael Jackson, where he played back the recording a very historic interview with the singer in 1993, including historical claims made in the interview Michael, comments interspersed Oprah to commemorate the singer nicknamed "King of Pop" is.

Since the first episode aired in 1986, The Oprah Winfrey Show has become the number one talk show for 23 consecutive seasons.

Hallmark Channel is paying entertainment channel in Asia by making impressions-impressions that inspire the audience to love life and motivate them to live positively.

Displaying a variety entertainment show in English that tells of daily life are very attractive for women, Hallmark Channel has scored success with the kinds of programs that provide inspiration such as The Biggest Loser and The Oprah Winfrey Show.